You can’t imagine it?
I still can’t imagine it! It has been more than 24 hours and and I still don’t know how we got there. Well, really, I do but it doesn’t seem to be possible. I knew we had it split between an IRA for each of us and then the joint account (non retirement) but I had never sat down and totaled up the 3 accounts. We have been fortunate to be able to max out an IRA for each of us the last few years. With this account we will be moving, we will finish maxing out 2012 and be able to do most, if not all, of 2013. I told dh I just wanted to put it where we are getting the best return right now. He said that we would do IRAs first to take advantage of the tax advantage, even though later in the year we could still do the IRAs.
Jane, twelve or thirteen years ago I never imagined we would be where we are today. Do NOT give up hope. You are not stuck forever where you are now. Keep plowing forward (no pun intended! LOL) and you’ll make it past BS2. If you are like me it is hard to see your progress when you are still in the trenches but as long as you are clawing and scratching your way forward, you will make your goals.